Pocket Plain — Personal finance, explained plainly.
CONSUMER RATES
Official data
Latest
Budgeting · Guide
What a gaming setup really costs per month
Compare what Nintendo, PlayStation, Xbox, and a mid-range gaming PC cost upfront, add subscriptions and accessories, and see a monthly set-aside for each.
By Thiago Costa · Photo: Jaime Marrero / UnsplashTop stories
Saving & Banking
FDIC deposit insurance: how the limit works
Limit $250,000 per depositor
By Thiago Costa · Photo: Andrew Jameson / Wikimedia (CC BY-SA 3.0)
Budgeting
Emergency fund: build it with a budget
By Thiago Costa · Photo: Cornischong / Wikimedia (CC BY-SA 3.0)
Loans & Debt
Debt snowball vs. avalanche: how they differ
By Thiago Costa · Photo: Negative Space / StockSnap
Credit Score
Credit reports vs. credit scores explained
By Thiago Costa · Photo: Blogtrepreneur / Wikimedia (CC BY 2.0)
Retirement
401(k) and IRA contribution limits for 2026
By Thiago Costa · Photo: bluesbby / Wikimedia (CC BY 2.0)Markets snapshot
TradingView quotes; exchange delays may apply.
The Daily Plain
Morning Money Brief
Today’s money briefing in 5 minutes: rates, markets and one smart move. Free, every morning.
- Rates and markets, explained in plain English every morning
- The money stories that matter today
- One practical move for your wallet
Calculators & comparators
More coverage
Credit Score
How to read your credit report
By Thiago Costa · Photo: Shixart1985 / Wikimedia (CC BY 2.0)
Budgeting
How much emergency fund do you really need?
By Thiago Costa · Photo: Lewis Meyers / Unsplash
Saving & Banking
High-yield savings vs. CD vs. money market
By Thiago Costa · Photo: BrayLockBoy / Wikimedia (CC BY-SA 4.0)
Retirement
